About Remortgaging
What is Remortgaging?
Although remortgaging your home is a relatively straightforward financial process, many people do not reap the benefits that can be achieved, often through a presumption that it will be a complicated affair which may end up costing them too much money.
The fact is, remaining with a mortgage deal that is no longer competitive means you could be losing out on potential savings of hundreds, if not thousands, of pounds per year - money that is going to your mortgage provider, when it could be in your pocket.
According to research by Purely Mortgages, up to two-thirds of borrowers have never remortgaged their homes, and yet periodically taking a look at your financial situation with the aid of the right advice could make a real difference to your lifestyle.
Homeowners have the advantage of being able to use their mortgages, for example to consolidate credit card and loan repayments, or as a way of offsetting savings against debt and only paying interest on the balance.
How Do I Remortgage?
Independent mortgage brokers specialise in assessing your current financial situation and recommending the best deals in the current market to help you save money. An advisor will weigh up the factors involved, including the terms and amount of your current mortgage and the costs of remortgaging to present you with the best options for your needs.
How Can CPR Help Me Remortgage?
CPR are vastly experienced in helping people to save money by connecting them with the best sources of advice.
All appointments are free and without obligation.
Our nationwide panel of independent financial and mortgage advisers have access to all mainstream lenders and specialist lenders including:
- Woolwich
- Abbey
- Barclays
- Nat West
- Bristol and West
- Lloyds
- Bank of Scotland
- Bank of Ireland
- IGROUP
- Kensington
- Platform
- SPML
- GMAC
- Capstone
The best rates are attained by looking at the individual circumstances of each applicant and tailoring their needs to the best deals in the marketplace. They can explain the differences and compare all the different types of mortgages such as tracker or fixed, standard variable or capped, interest only or repayment. We can show the financial advantages of self-cert or fast track for employed or self employed applications.
Consolidation of loans and credit cards and capital raise can all be simply explained, and savings highlighted.
All our advisers are governed by the Financial Services Authority.
We will arrange an appointment at your work or home, at a time and date that is convenient to you.
To find out more about how we can help you save money through remortgaging or to make an appointment, please do not hesitate to contact us via the form above.